American Express Co. and Discover Financial Services, issuer of the Discover card, were not named as defendants in the class-action lawsuit because they are single, independent entities, the merchant's lead attorney, tells CardLine today. A favorable decision for the merchants in the suit against Visa and MasterCard, however, could eventually affect their card-issuing competitors, says K. Craig Wildfang, a partner with Robins, Kaplan, Miller & Ciresi LLP. "If (interchange) rates are reformed, that could …

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